Gtb quick credit

Gtb Quick Credit

Gtb bank quick credit

In today’s fast-paced world, having quick access to funds can be a game-changer. Guaranty Trust Bank (Gtb) understands this need and introduces an innovative solution – Gtb Quick Credit. Let’s delve into the features and benefits of this service that’s transforming the way individuals manage their finances.


Understanding Gtb Quick Credit

Gtb Quick Credit is a user-friendly financial solution designed to provide swift access to funds. Whether you have unexpected expenses or exciting opportunities, Gtb Quick Credit streamlines the borrowing process, ensuring you get the financial support you need, precisely when you need it either you are employed or unemployed. It’s a GTB loan that offers you a minimum loan amount of N10,000. Also, it offers a maximum of N500,000 for non-salary holders and 5 million for salary holders.

Key Features and Eligibility Criteria

  • Fast Application Process:

Gtb Quick Credit boasts a quick and straightforward application process. Say goodbye to lengthy paperwork and hello to instant financial decisions.

  • Flexible Repayment Options:

Enjoy flexibility in repaying the borrowed amount. Gtb understands that everyone’s financial situation is unique, offering tailored repayment plans to suit your needs.

  • Competitive Interest Rates:

– Gtb Quick Credit combines speed with affordability. Benefit from competitive interest rates, making it a cost-effective solution for your financial requirements.

  • Eligibility Criteria:

Find out if you qualify for Gtb Quick Credit. Typically, eligibility is based on your banking history and relationship with Gtb, ensuring existing customers enjoy additional perks. Find out with this option below

  1. Use Internet banking platform
  2. Use the GTBank Mobile app
  3. USSD code 73751*51#

Like the regular Quick credit product, customers also get their funds instantly. Another great benefit is its flexible payment plans. One can make interest payments monthly and quarterly principal repayments. Note, the quarterly repayment option is strictly for businesses in the Education industry. Note, if you have an existing loan facility with another commercial bank, you cannot apply.

The Benefits of Choosing Gtb Quick Credit

  • Speedy Access to Funds:

Gtb Quick Credit lives up to its name, providing users with rapid access to funds. No more waiting for lengthy approval processes – get the financial support you need in no time.

  • Convenient Application:

The user-friendly application ensures a hassle-free experience. Navigate through the process with ease, allowing you to focus on your financial goals rather than paperwork.

  • Transparent Terms:

Gtb prioritizes transparency. Know the terms of your credit clearly, empowering you to make informed financial decisions.

Gtco quick credit

Why should I pick quick credit over other loan product?

In terms of loan products, quick credit has some of the lowest interest rates. An interest rate of 1.33% per month is charged on the loan facility. It can last up to 12 months at the most. That’s the reason why a lot of individuals find it appealing. That being said, if you miss a payment, 1% interest will be added to your debt.

Frequently asked questions:

Here is everything you need to know about QuickCredit.

1. What is Gtb Quick Credit?

Gtb Quick Credit is a time loan accessible to Salary and non- salary account holders.

2. How much is the minimum loan a customer can borrow?

The minimum amount is #5000

3. What is the maximum loan amount?

The maximum loan amount is #5million

4. What is the loan duration?

It is up to 12 months

5. What interest rate will I be paying if I apply for QuickCredit?
You will be paying 2% interest per month
6.What are the other fees to be paid on QuickCredit?
Credit Insurance Fee of 1% (One-time Charge)

7. How can I access the QuickCredit loan?
You can access it through any of this way below:

8. How long does it take to access QuickCredit?
QuickCredit will be credited immediately after a successful application.

9. What is the criterion to access the loan?

  • The customer must continue to make a minimum N20,000 monthly payment or have a minimum N10,000 net salary each month.
  • Customer must have satisfactory credit reports
  • Customer must not have any history of dud cheques
  • The customer must have no outstanding obligations.


Gtb Mobile And Internet Banking



Gtb Quick Credit is not just about borrowing; it’s about unlocking possibilities. Whether you’re navigating through unexpected challenges or pursuing exciting ventures, Gtb Quick Credit stands as a reliable partner in your financial journey. Explore the convenience, speed, and flexibility – experience a new era of financial empowerment with Gtb Quick Credit.

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